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Article`s title

Theoretical Foundations of the Organization of Voluntary Medical Insurance

Authors

V. Gavrilenko 1, V. Shenshin 2, D. Popkov 3

Volume

4 (2024)

Keywords

voluntary medical insurance, personal insurance, insurance risks, insurance law, guarantees of provision of medical care.

Abstract

The presented article examines the theoretical foundations of the organization of voluntary health insurance. Part 1 of Article 41 of the Constitution of the Russian Federation stipulates that everyone has the right to health protection and medical care. It follows from this constitutional provision that health protection of citizens of the Russian Federation is a priority task of the state. To implement it, a health care system has been created, which includes both public and private medical institutions. However, despite the significant efforts of the state to develop health care, there are several problems that do not allow citizens to be fully provided with high-quality and affordable medical care. Such problems include insufficient funding of the industry, a shortage of qualified personnel, a high level of morbidity among the population, etc. In these conditions, the development of a voluntary health insurance system, which is an additional source of financing for health care and allows citizens to receive a wider range of medical services in addition to compulsory health insurance programs, is of particular importance.

How to Cite this article

Гавриленко В.А., Шеншин В.М., Попков Д.В. Правовая природа добровольного медицинского страхования // Право: история и современность. 2024. Т. 8, № 4. С. 501 – 507. doi: 10.17277/pravo.2024.04.pp.501-507

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DOI:

https://doi.org/10.17277/pravo.2024.04.pp.501-507

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501-507

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