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Legal Support of Land Mortgages by the Noble Bank and its Special Department at the End of the 19th Century

Abstract

Introduction. The relevance of the topic is shown and the points of view of modern researchers are revealed, justifying the need to create a State noble Land Bank after the peasant reform carried out by Alexander II. Aim. The objectives of the study are to analyze the content of circulars, rules, decrees and manifestos of the emperor aimed at the legal provision of mortgage loans to noble estates; to characterize the system of documentation aimed at issuing loans, installments of urgent payments, lowering interest on loans, carrying out estate pricing in the activities of the Noble Bank and its special department.Methods. The study used methods of legal research, including the analysis of normative legal documents that ensure document flow in the Noble Bank and its special department; the study used a comparative legal method, demonstrating the peculiarities of the implementation of circulars, rules, decrees and manifestos of the emperor in the practical activities of the bank. Results. It has been established that since its opening, the branches of the Noble Bank had to deal with a large number of loan cases at the end of the 19th century, which required the preparation of extensive and diverse documentation. This procedure provided for the process of submitting an application, authorizing and issuing a loan, paying urgent payments, and granting benefits on a loan to hereditary nobility. From the opening of the Noble Bank and throughout the period under study, there was active legal regulation of the bank and its special department by the Emperor, the Minister of Finance, and the bank's council. As a result, the mortgage loan was in demand by representatives of the hereditary nobility of the Russian Empire. Conclusion. The legal provision of land mortgages by the Noble Bank and its special department contributed to the economic support of the hereditary nobility, who found themselves in a difficult financial situation after the abolition of serfdom. During the late 19th century, the bank's activities were characterized by the preferential nature of lending to estates.

How to Cite this article

Працко Г.С., Фролов С.А. Правовое обеспечение ипотеки земли в деятельности Дворянского банка и особого его отдела в конце XIX в. // Право: история и современность. 2024. Т. 8, № 4. С. 435 – 444. doi: 10.17277/pravo.2024.04. pp.435-444